Looking for ways to be smart with money? Here are the best budgeting apps you may not have heard of. Want to use apps to improve other parts of your life? Check out this video:
Hi i’m chelsea and i’m lauren and we are the financial diet and today we want to talk about a really easy way to kind of take control over all different areas of your finances when it comes to getting financially healthy it’s really easy to think of things in terms of like stuff that’s super long term or requires you to have a high income or requires you to have a
Bunch of money to start with but that’s not the case getting financially healthy is a snowball effect but you don’t need a bunch of money already to start that snowball and a good way to start your snowball is by using something that most of us already have which is a smart phone regardless of your current income job situation or budget you can use technology to make
The most out of what you already have and to help you make the most of what you already have we’ve rounded up 10 of our favorite money apps that you may not have heard of these apps cover everything from saving more it’s a day-to-day budget to student loans to how to earn a little extra cash so these are our 10 favorite money apps other than the big players like
Min and you need a budget which we also love we also love them and we’ll include a link in the description but you probably have already heard of those number one is pocket guard now this is a budget app that’s great for just giving you a financial overview it connects to your bank accounts and basically shows you what you’re up to it also analyzes your spending
Habits so it can help you plan for certain things spend a little less on certain things and change your budget around number two is split wise so this is the perfect app for splitting bills and figuring out what everyone owes when you go out with your friends and forwarding your cheap friends who are like i’m not paying for those calamari because i only had two
So this app is really a must-have for friends who go out with each other often and it’s really gonna keep you guys from killing each other or ripping your hair out because you’re bitter about someone owing you money that’s like this are especially essential if you’re going on a trip with friends because that’s a recipe for financial disaster number three is slice
So if you’re like me and kind of a big online shopper definitely get slice this app allows you to track and manage all of your online purchases and it even sends you things like notifications when your package ships so you can make sure to be home at the right time and even though this app won’t save you money it’s a really useful platform to show how much you’re
Spending on online purchases good to keep yourself accountable especially when it’s painful to look at number four is every dollar so for those of you who are interested in dave ramsey the personal finance guru this is actually an app that he developed it’s based on his approach to personal finance which is the envelope system and also the baby step system it allows
You to get better with money in small baby steps hence the name obviously if you use that approach you’ll get more out of the app but you don’t have to number 5 is student loan hero so we’ve mentioned student loan hero before and full disclosure we work with them over at tf d but we used and loved the app even before that and we can’t recommend it enough and just
For even more full disclosure we’re actually not getting paid to say this so basically think of student loan hero like mint for your student loans it gives you plenty of tools and calculators day to day management and even refinancing options if you have student loans this is the perfect app to make the most of them number 6 is red laser so this is an awesome app
That allows you to do a price comparison when you’re out shopping to make sure that you’re getting the best possible deal number 7 is check this is an app that’s fantastic for students because it allows you to buy rent and sell textbooks at the best possible offers i actually use check in college so lawrenceville approval and actually there are several great apps
That allow students to make money back off the books they have to use anyway and we’ll link out to a few more in the description so number eight is home budget so this is a great app to help keep yourself on budget and it can be shared with your roommates or even your significant others sharing financial details about what you’re spending and where you’re spending
Allows multiple people to be on the same page as anyone who’s fought with a roommate over who bought the cereal knows everyone can use an app like this and it’s also a great way to exercise financial transparency number nine is a corn now we all know that we’ve talked about acorns before on this channel but that’s because it is a truly awesome app basically acorns
Just takes your card transactions rounds them up to the highest dollar and puts that spare change into a low-cost investment account it’s a super easy low-cost way to get started in investment and there’s also options to invest larger sums directly from your accounts number ten is retailmenot this is the best app to show you whether or not there’s a coupon on
Offer when you’re making purchases at your favorite stores according to their website they have thousands of deals on over fifty thousand retailers the app is really straightforward really easy to use and has a pretty beautiful interface so those are just some of our favorite money apps but we want to hear more about your favorite apps that we might not have heard
Of so that we can all get better with money together so as always thank you for watching and don’t forget to hit the subscribe button and go the financial.com for more by
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10 Awesome Money Apps You Might Not Have Heard Of | The Financial Diet By The Financial Diet